1. Preheat the oven to 350°F and line an 8×8-inch baking pan with parchment paper.

2. Add the cottage cheese, eggs, applesauce, and vanilla extract to a blender or food processor and blend until smooth.

3. In a large bowl, whisk together the oat flour, almond flour, baking powder, cinnamon, nutmeg, and salt.

4. Pour the blended wet mixture into the bowl of dry ingredients and stir until combined.

5. Fold in the shredded carrots, chopped walnuts, and raisins.

6. Spread the batter evenly into the prepared pan.

7. Bake for 28 to 34 minutes, until the center is set and a toothpick comes out mostly clean.

8. Let the bars cool completely before adding the topping.

9. In a small bowl, mix the softened cream cheese, Greek yogurt, and orange zest until smooth.

10. Spread the topping over the cooled bars, slice, and serve.